Metrolist Launches New Green Fields to Real Estate Listings ...

news

Metrolist Launches New Green Fields to Real Estate Listings

Metrolist Denver announced?on March 7?the enhancement of their real estate listings database to include searchable energy ?green fields?. The online Multiple Listing Service (MLS), which is managed in the Denver Metro area by Metrolist, has been enhanced to give Realtors? the ability to include energy efficiency green fields like insulation, solar, and Energy Star appliances, in their home listings. It provides a tool for Realtors? to search for homes that are a better fit for their client, and increase the marketability of homes that are for sale.

The Governor?s Energy Office (GEO) contracted with Metrolist to create the green fields in their database using funds from the American Reinvestment and Recovery Act (ARRA). Metrolist is the largest online MLS covering 40% of the state. With today?s announcement, Colorado now has 90% of the homes covered by a green MLS.?

?We are proud to partner with Metrolist,? says TJ Deora, director of the Governor?s Energy Office.? ?Their adoption of ?green fields? will help us determine if and how energy performance might soon be reflected in property values, which in turn should unlock traditional sources of low-cost financing for energy efficiency investment in homes.?

Source: http://www.greenprintdenver.org/2012/03/30/metrolist-launches-new-green-fields-to-real-estate-listings/

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Bangladesh plans to build its first satellite

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Source: http://news.yahoo.com/bangladesh-plans-build-first-satellite-063330090.html

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NFCC Financial Education Blog ? How to Rebound from a Rock ...

By Erica Sandberg

Dear Erica,

I wanted to know what I can do to obtain a real credit card. My credit rating really stinks, and it?s embarrassing. It?s in the low 400s, and I don?t qualify for anything. To make matters worse I?m receiving unemployment, but actively seeking employment. What can I do? I cannot at this point pay any of my past debts, so I?m really stuck. I know I got myself in this mess and want to take responsibility for it. Thanks for your time and help.

? Michael
Hi Michael,

I?m not going to gloss over this ? your credit does smell pretty bad. A FICO score in the low 400s is barely above the 300 start point. That could mean one of two things: You have not yet become a responsible and adroit borrower, or you have borrowed money but failed to pay it back as promised. Because you have some debt to contend with now, those low scores are a result of the latter situation.

Squelch your shame, though. You?re one of millions of Americans who have made mistakes with credit cards. It?s easy to get into overwhelming debt, and, once you do, it?s hard to get out of it. And, as you?ve already learned, when you owe too much and don?t make the payments as you should, your credit rating suffers.

Here?s how to dig yourself out of this mess and get your finances and credit scores moving in the right direction:

1. Concentrate on getting a job. Ignore your score right now. The most important thing you need to do is to start bringing home a paycheck. I know that securing a job can be tough right now, but keep looking and eventually it will happen. You must earn an income, not just to pay your way in life, but to send money to your creditors. As your balances decrease, your credit rating will rise.

2. Obtain a secured credit card. Right now, you don?t deserve an unsecured account. I don?t write that to be cruel, but because unsecured credit cards are granted based on your current income and previous credit prowess. You have neither. Without them, the credit card issuer takes a mighty big risk in extending you credit, since it has no way of knowing that you can and will pay them back. However, a secured credit card is far less risky. The lender collects a cash deposit from you and holds it as collateral while also offering you a credit line. For this reason, secured cards are fairly easy to get.

3. Don?t make the same mistake twice. As I said, almost every cardholder falters some point. The key is to not let it happen again. You know how bad it feels to acquire huge balances and to be out of a job. So go ahead and use the secured credit card, but only for small, affordable items and services. Never carry over a balance, and always pay on time. As you are acutely aware, credit cards are not to be used for those times when you?ve run out of funds. Pretend the plastic doesn?t exist. If you come up short, suffer through it by eating rice and beans until your next paycheck arrives.

These three steps will lead you to a better place. Once you?ve cleared up the old debt and have established a positive payment pattern with the new card, your FICO score will smell a lot prettier than it does at this moment. When it is positively perfumey ? around 700 or so ? you can go for another credit card that offers a sweet rewards program.

Erica Sandberg is editor at large for Bankrate?s Credit Card Guide, columnist and features reporter for CreditCards.com, and the consumer protection spokeswoman for Western Union. She is also a contributing personal finance writer for the San Francisco Chronicle?s online edition, and author of Expecting Money: The Essential Financial Plan for New and Growing Families. Prior to her current work as a national money and credit expert and journalist, Erica was affiliated with Consumer Credit Counseling Service of San Francisco for 10 years.

Views expressed are the personal views of the author, and do not represent the views of the National Foundation for Credit Counseling, its employees, its members, or its clients.

?

Source: http://financialeducation.nfcc.org/2012/03/28/how-to-rebound-from-a-rock-bottomcredit-score/?utm_source=rss&utm_medium=rss&utm_campaign=how-to-rebound-from-a-rock-bottomcredit-score

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Google+ Hangout Apps Come Out Of Hiding, Offer Games, Screensharing, Presentations & More

Not to load you up on Google news today or anything, but in addition to the launch of Google's new Activity Reports this morning, the company is also announcing the arrival of some of its first fully featured apps for Google+ Hangouts. For the most part, the starter set of Hangout apps are?designed?for having fun and playing games with others, save for the addition of +SlideShare and +Cacoo. Arguably the two most practical new arrivals, SlideShare's app lets Google+ users view presentations, documents and videos together, while +Cacoo supports wire-framing, mind-mapping and collaborative diagramming.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/JDdBfM25fw8/

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Integrative medicine classes help breast cancer survivors recover ...

Yoga, qigong and other forms of healing complement standard care at UCSF?s Osher Center.

Breast cancer survivor Helen Robillard closes her eyes as she gently rotates her arms clockwise. Her movements are measured and deliberate; her breathing slow and purposeful.

She studies qigong (pronounced ?chee-gung?), an ancient Chinese practice of aligning breath, movement and awareness for healing and exercise, including through this class at the UC San Francisco Osher Center for Integrative Medicine.

?It?s a very relaxing class, so you really learn to slow down,? Robillard says during a break. ?It allows me to focus on my movements, where my hands are, where my feet are and it?s stress reduction.?

Diagnosed with breast cancer in the summer of 2009, Robillard added qigong and other integrative medicine classes at Osher to the standard recovery regimen after several rounds of chemotherapy sapped her strength.

?I?m building little muscles in my legs that help in my balance,? she says. ?I can close my eyes at points and be off somewhere else. I can focus and be aware of my movements. It adds to my awareness of how I can relax when I?m stressed.?

That focus and relaxation are key aspects of integrative medicine.

?This kind of program allows you to exercise in a comfortable, soft, not strenuous way, and will allow almost anybody to participate,? said Joseph Acquah, O.M.D., a licensed acupuncturist at the Osher Center. ?It?s very soft; it?s gentle. It?s calming. You get to use your mind and body at the same time and there?s a focus which is always good for health.?

Emergence of integrative medicine

The term ?integrative medicine? didn?t exactly roll off people?s tongues when UCSF established the Osher Center for Integrative Medicine in 1997. UCSF Chancellor emeritus Haile Debas, M.D., then dean of the UCSF School of Medicine, with support from the Bernard Osher Foundation created a center that would test the effectiveness of complementary medicine through research, as well incorporate the best of these strategies into professional education and patient care.

Margaret Chesney and Donald Abrams, UC San Francisco

?Integrative medicine combines conventional medicine with evidence-based practices from other healing traditions, including meditation, acupuncture and optimal nutrition,? said Margaret Chesney, Ph.D., director of the Osher Center. ?Integrative medicine practitioners work in partnership with patients to encourage personalized care plans and lifestyle changes to promote health.?

UCSF?s Osher Center for Integrative Medicine combines conventional medicine with evidence-based practices from other healing traditions, including meditation, yoga, tai chi and qigong. This approach has become a popular way for cancer survivors and others who are recovering from debilitating illnesses to regain strength and balance after chemotherapy and surgery. Others benefit from stress-reduction programs like laughter yoga. See slideshow.

Donald Abrams, M.D., a UCSF oncologist, has been providing integrative medicine consultation to people living with cancer at the Osher Center since 2004.

?Integrative medicine can reduce significant burden on our health care system,? he said. ?And perhaps if we focus more on integrative interventions, prevention and wellness, we may be able to fix our health care system.?

Integrative medicine takes a ?patient-centered? approach, meaning health care providers personalize care based on the patient?s physical, emotional, mental, social, spiritual and environmental influences. Their goal is to integrate many different approaches to treatment and prevention, increasing the options available to medical professionals ? and to patients.

?At the Osher Center, integrative oncologists work with the UCSF cancer center oncologists and the cancer patient to design an integrative approach that will combine the best state-of-the-art cancer care with complementary approaches such as acupuncture for comprehensive patient-centered care,? Chesney said.

Patients at the Osher Center say the approach is working.

?There?s a lot of trauma associated with cancer and it was important for me to find a place where I felt supported,? said Diane McCarney, another qigong participant who is both diabetic and a breast cancer survivor. ?I found in a very short amount of time, just going to those gentle, easy classes, I was able to get much stronger and quicker, and I started to feel better once I started moving again.?

?People need to start thinking differently about health and this is the way to do it,? added Robillard. ?It?s hard to put on your gym clothes and go to a class. But once you do it, it?s energizing and the support you get from other people is great. You know you?re not alone. It energizes me and makes me feel normal again rather than like a sick person. I would definitely recommend it.?

As patients catch on, Abrams is hopeful integrative medicine becomes a key component in treating cancer patients.

?I hope people become aware that integrative medicine is here to stay,? Abrams said. ?It?s shown to be successful in treating some of the more difficult conditions that are plaguing people.?

Source: http://health.universityofcalifornia.edu/2012/03/26/integrative-medicine-classes-help-breast-cancer-survivors-recover/

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Cuomo, Legislature strike on-time NY budget deal

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Source: http://news.yahoo.com/cuomo-legislature-strike-time-ny-budget-deal-201001827.html

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ANGEL. Eniknight Battle Cards

Forum rules
This forum is for OOC discussion about existing roleplays.

Please post all "Players Wanted" threads in the Roleplayers Wanted forum!

Topic Tags:

Forum for completely Out of Character (OOC) discussion, based around whatever is happening In Character (IC). Discuss plans, storylines, and events; Recruit for your roleplaying game, or find a GM for your playergroup.
Got to give recognition to Dante he had a great idea that would boost the fun factor of this RP. Dante proposed an idea to me to give each character their own individual edge in combat. I wanted to be careful not to redo the dice system because its already pretty solid and I would hate to see it fall apart with a few alterations but at the same time I dont want this fighting to be something bland and boring either so I thought of a way to bypass altering the dice system yet providing a chance to show off your uniqueness.

I decided that everyone who has an eniknight will have a battle card (which will be included in your profile) that is assigned specifically to you. What this card does is bend the rules of combat a little bit, in your favor providing certain circumstances are met like rolling a critical attack.

Though they must all go through me for approval to insure we arent god moding are characters with too strong of cards, you will be the one to design that card since it applies to your eniknight, and your eniknight alone. Cards will eventually be watermarked to avoid tampering.

Once the circumstance is made in combat, simply post a picture of your card in your post when you are ready to use it. Cards are reusable in combat.

After every 10 levels you may make another card with a different attribute assigned to it. However if it must meet the same circumstance to activate as the last one, and you must choose one out of the cards to use. A star on the bottom right hand corner of the card will signify the quality of the card. Level 0-10 get a 1 star card level 10-19 get a 2 star card, etc etc. And of course the higher the stars the more powerful the card can be.
Below is the blank card you may use to make your card, along with a demonstration of a card I may use for my eniknight.
Let me know what you think, whether you want it , leave it, or change it.

XxEvil1xX

Member for 0 years

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